Industry Solutions

Financial services programs with governance built in

OakRidge enables banks, insurers, and fintechs to modernize customer experiences, lower operating costs, and stay ahead of evolving regulations.

100% regulatory audit pass rate across live programs
Segmented deployments for retail, commercial, and wealth teams
Talk with a compliance strategistSee the regulated workflow demo

Control framework

  • Policy-aligned guardrails

    Fine-grained entitlements and approval paths align to your three lines of defense model.

  • Data lineage and privacy

    End-to-end observability tracks inputs, outputs, and transformations for every automation run.

  • Identity and access assurance

    Adaptive authentication, logging, and segregation of duties keep regulators confident in your controls.

Initiatives we lead

Align leadership, risk, and frontline teams around programs that deliver measurable business outcomes alongside defensible governance.

Risk and compliance automation
Embed policies, thresholds, and auditability into every workflow so teams can move quickly without sacrificing governance.
  • Automated KYC, AML, and sanctions checks with human review
  • Model risk management and performance dashboards
  • Evidence packaging for regulators and internal audit
Client lifecycle modernization
Orchestrate onboarding, servicing, and retention experiences across wealth, commercial, and retail banking channels.
  • Hyper-personalized onboarding journeys
  • Service case summarization with next-best-action guidance
  • Relationship health scoring and proactive outreach
Revenue and operations intelligence
Unify data across loan, payments, and investment platforms to uncover growth opportunities and manage cost to serve.
  • Margin and liquidity monitoring with scenario analysis
  • Automated reconciliations and break resolution
  • Pipeline forecasting for lending and advisory teams

Solutions across financial services

Whether you’re a global bank or a digital-first insurer, OakRidge adapts to your operating model, tech stack, and regulatory obligations.

Banking operations
Digitize underwriting, servicing, and treasury processes with automations that maintain controls across every step.
  • Commercial loan underwriting assistants
  • Real-time servicing alerts with guided resolution
  • Treasury operations copilots with reconciliation checks
Capital markets
Support front, middle, and back-office teams with agents that accelerate research, trade processing, and compliance.
  • Deal room intelligence and market briefings
  • Trade capture validation and settlement reconciliation
  • Surveillance monitoring with exception summaries
Insurance
Automate policy admin, claims, and distribution enablement with transparent AI that producers and regulators trust.
  • Underwriting triage with appetite and risk scoring
  • Claims intake and adjudication assistants
  • Agent enablement with regulatory-aligned scripts